Reduce the cost of turnover, boost productivity, and provide meaningful support to your workforce — with benefits your team will actually want to use.
Get started with Exhale.png)
Log in to your payroll provider from Exhale to connect within minutes.
Use our out-of-the-box Perks, or customize to your heart's content. Our team will walk you through it.
We'll put together a custom rollout plan with you, and be on hand for any employee questions.
You just gave your team financial peace of mind, and yourself more time to focus on your business.
Exhale is a financial technology company and not a FDIC-insured bank. Checking accounts are provided by Lewis & Clark Bank, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured depository institution.
You should expect little to no change to existing HR, accounting, or administrative processes. When first integrating Exhale, we partner with you to set up your benefits, import employee information, and plan rollout communications.
When employees sign up with Exhale—depending on your payroll system and how employees choose to connect their paycheck—you may need to approve changes in payroll or update their settings directly. Otherwise, we'll handle all onboarding support and user support so you can truly "set it and forget it."
We've built our lending parameters carefully to ensure we are offering realistic options to employees. When evaluating an application, we consider the applicant's paycheck data, banking history, and tenure to evaluate an individual’s overall creditworthiness before approving or rejecting their application. Access to this data is authorized by the employee when they sign up with Exhale.
Since we do not charge interest, we are highly motivated to ensure responsible lending. And by encouraging reasonable borrowing amounts and timelines, employees face fewer risks and financial stress.
No, you are not liable for employees' payments to Exhale. Exhale takes full responsibility for communicating all terms and conditions to employees, providing direct support, and handling delinquent payments.
We don't believe in making employees pay extra fees or interest. We charge you a flat rate per month per active user, that's it. We'd love to discuss our pricing plan and how to strengthen your bottom line—just get in touch!
