Is Exhale offered by your employer?

Palolo is now Exhale

The financial relief your employees are looking for.

Provide meaningful support to your workforce and strengthen your bottom line with Exhale’s suite of financial wellness benefits.

Earned wage access • Saving tools with rewards • Interest-free advances + more

Trusted by top employers, big and small

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Benefits your team will actually use.

Whether it's a temporary safety net or a plan for the future, our benefits meet people where they're at financially.

Our suite of Perks are proven to alleviate stress and promote long-term financial wellness. And less stress at work = happier employees who stay longer.

Daily access to earned wages

Get My Pay

Interest-free emergency advances

Meet Advances

Paycheck-powered saving*

Start Saving

Award and bonus tracking

Discover Awards

Financial education resources

Learn more

Easy visibility of your additional benefits

Learn more

*Exhale is a financial technology company and not a FDIC-insured bank. Checking accounts are provided by Lewis & Clark Bank, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured depository institution.

Good for employees, good for your bottom line

$890

Average amount saved per year per employee 1

$150,000

Total interest avoided from payday loans in 2023 2

2x

Longer tenure among employees using Exhale 3

Our solution to financial stress

Flexible, easy to use Perks

We know everyone's financial journey is different.

Other companies offer one or two benefits that cater to a small subset of employees.

Our suite of Perks are for everybody, from early-career workers to tenured employees.
Meet our Perks

Modern benefits, none of the hassle

Get set up in less than a day. Exhale integrates with your payroll system, no payroll or accounting changes required.

Easy, quick-start saving tools

Our automatic saving tools and built-in boost help employees start and grow their emergency funds.
Get a demo

Support that's just a message away

Our friendly Customer Care team is available by email or phone, ready to answer any questions.
Visit the Help Center

Changing lives for the better

People have used Exhale to pay off credit card debt, cover medical bills, and get back on their feet.  
Read case studies
“Exhale takes care of all the admin work. I don't need to keep track of anything, I don't need to update anything in payroll. It’s so easy.”
Robbie Massie
Franchise Owner, Great Clips
“The return on investment wasn’t just better retention, but more productivity and less absenteeism, too. It’s good business because it costs so little.”
David Krupnick
Owner, Webb Medical
“I refer Exhale to as many of my clients as I can. It’s affordable and the benefits actually move the needle for employees.”
Harris Kirschner
Director, 3rd Creek Accounting
See how businesses are making an impact with Exhale
See all case studies