About us

We’re here to empower employees everywhere with financial tools that make a difference.

Our story

As business owners themselves, our founders were familiar with the challenges faced by the modern workforce, especially those struggling to pay off debt.
In 2021, witnessing a hard working employee burdened by increasing loan debt, they were appalled at the lack of safe borrowing options, and wanted to help.
Together, they envisioned a way for employers to help their staff reach financial stability—first by providing a little extra breathing room, then by empowering them to build a better financial future.

Our history



A small team assembles the first version of our financial benefits app, calling it Palolo.


First advance paid back

Our first advance helps an employee wipe out their credit card debt.


Palolo becomes Exhale

As we expand our offerings and audience, we change our name to better reflect our cause.

What's next

A better future

We know there's still a lot of work to do. We're moving full speed ahead, scaling our product and making financial support easier for everybody.

Our team

We’re a compassionate team of technologists and leaders committed to stopping the harm caused by predatory lenders and third parties.

Combining decades of experience in human resources, fintech, and hospitality, we’re making financial support safer and more accessible every day.

Supported by leading investors

We're backed by FirstMark Venture Capital and a group of passionate entrepreneurs who want to see Exhale exist in the world.

Help us build the future of financial wellness

You'll find members of our distributed, remote-first team in Reno, San Francisco, Boulder, New Orleans, and beyond.

Our benefits include paid parental leave, professional development stipends, health and dental insurance, and unlimited PTO (which we actually expect you to take!).

Interested in joining us? We're always on the lookout for motivated individuals who want to make a difference.

Drop us a line